If you are found guilty of DUI in Georgia, the financial repercussions can be severe. Not only will you incur fines and penalties; your auto insurance premiums could go through the roof. Insurance companies consider DUIs to be high-risk behaviors that pose more of a danger to other drivers on the road; depending on state laws and your driving history, premiums could increase by 300% or even more after such conviction.

DUI convictions also increase car insurance premiums because each accident caused by drunk drivers can cost thousands per incident, and insurers must cover those losses as part of their business model.

As part of your defense against DUI costs, obtaining a special high-risk policy with lower premiums than traditional auto insurance may help offset its expenses. These policies only offer discounted premiums if continuous coverage is maintained; otherwise they will simply increase premiums further. If premiums on your standard policy become prohibitively expensive after being charged with DUI, speaking to an attorney about alternative solutions could prove helpful.

This insightful article explores the true impact of DUI on car insurance rates. It delves deeper into its cause and offers solutions to reduce long-term financial ramifications.

How Do Auto Insurance Providers Discover DUI Convictions? Anytime an insurer reviews your driving record, any DUI conviction will become evident to them due to DUI being considered high-risk behavior and their requirement by law to perform such checks before offering you coverage.

If a company discovers your DUI, they will either cancel your policy or offer substandard car insurance rates that are significantly more costly than standard rates. Also be prepared for paying higher premiums throughout your life since DUIs do not instantly disappear from driving records.

As you can see, the consequences of DUI can have serious repercussions, so it is wise to speak to an experienced Georgia DUI lawyer immediately after being accused. At the law firm of James Yeargan we know exactly who to turn to so your rights remain protected through every step.

Before seeking legal representation for DUI charges, consult with a knowledgeable DUI attorney as early as possible to increase your chances of having them reduced or dismissed altogether. Contact James Yeargan now for a free consultation to help navigate through difficult legal proceedings and lessen any negative financial ramifications caused by an arrest for DUI.